This Privacy Policy explains what information Joy-Rise Hub ("we," "us," "our") collects when you use our app, how we use it, and what rights you have over it. By creating an account, you agree to this policy.

1. Information We Collect

When you sign up and use Joy-Rise Hub, we collect:

2. How We Use Your Information

We use your information to:

We do not sell your personal information to anyone.

3. Third-Party Services We Use

Some of your data is processed by trusted third-party services that power parts of our app:

Each of these providers has its own privacy practices governing the data they process on our behalf.

4. Data Security

We take reasonable technical measures to protect your data, including encrypted connections and database-level access rules that restrict who can read or modify your information. However, no system is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your account and transaction data for as long as your account is active, and for a reasonable period afterward as required for legal, accounting, or fraud-prevention purposes. IP address logs captured at signup and login are retained for up to 12 months for fraud-prevention purposes, then deleted.

6. Your Rights

You can:

To make any of these requests, contact us using the details below.

7. Children's Privacy

Joy-Rise Hub is not intended for anyone under 18 years old. We do not knowingly collect information from minors. If we learn that a minor has created an account, we will close it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we'll update the "Last updated" date above and, where appropriate, notify you directly.

9. Contact Support & Feedback

Have an issue with a transaction, want to suggest an improvement, or request a new feature? Reach out and we'll sort it out.

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